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Title Loans in Milford, OH

A title loan is a secured loan in which someone uses their title as collateral for a loan. The borrower allows a lien to be placed on the title and often surrenders the physical title to the lender as security for the loan. Many people have used title loans in Milford to allow them to access the money they need quickly. These types of loans can assist people who need loans for various reasons in their lives. The loans are typically short term and do not require a credit check although they often do require employment verification.

The Benefits of a Milford Title Loan

The benefits of using title loans in Milford are many. The process can sometimes take less than 15 minutes and the money can be available as quickly as 24 hours. A credit check is not required and so as long as you can demonstrate a steady income approval is easily obtained. Another benefit is that you can still use your own vehicle even though the vehicle is being used to secure the loan. It is cheaper than a cash advance and you know up front how much you have to pay and when. This means most people pay off their title loans in Milford very quickly.

There are many benefits to title loans. Payday loans and cash advances carry higher interest and can be predatory. Title loans allow someone who has a good job, but may not have good credit, to get the money they need for an unexpected expense. Fill out an application today and see how much you could borrow and let us tell you how quickly you can get it.

How to Apply

If you are looking for title loans in Cincinnati or in Milford you can apply quickly and with minimal effort. The first step is filling out the title loan application. This is a quick and easy process. You will need to fill out the year, make, model, mileage and some personal information. The personal information includes your name, phone number and zip code.

This information will allow an accurate estimate of the title loan possibilities as well as provide contact information. When the form is submitted you will be provided with a free car title loan estimate. A title loan expert and representative will contact you at your earliest convenience to discuss the next steps. If you are in need of a quick loan, you have a job and you have a car you do not have anything to lose by filling out the application.

Regulations for Title Loans in Milford

There are some regulations for car title loans in Milford and Cincinnati. Ohio has several laws in place that govern small loans and title loans in particular. Ohio law caps the interest that can be charged by a title loan company at 30%. Under Chapter 537 of the Ohio consumer laws regarding title loans you and the lender must sign a written agreement before the loan can be given.

The loan agreement must specify that if you do not repay the loan the lender can take possession of the vehicle. The lender must also give you a chance to voluntarily deliver the vehicle before a repossession agent is sent. You have the right to remove your personal vehicles from the car. You also have the right to buy your car back by paying the loan off at any time before the vehicle is sold.

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